Mentenova (Pty) Ltd collects, processes and stores personal information in the ordinary course of conducting its business. We are committed to protecting personal information and to processing such information lawfully and responsibly in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA), applicable financial services legislation and other relevant South African laws.
This statement provides a general overview of how personal information is collected, used, stored and protected, and explains the rights of data subjects.
A data subject refers to a natural or juristic person to whom personal information relates.
Personal information is processed only where a lawful basis exists. This may include:
We will only collect information that is adequate, relevant and limited to what is necessary for the intended purpose.
We maintain a structured data protection and POPIA compliance framework supported by internal policies, risk assessments, governance controls and oversight by an appointed Information Officer.
Personal information is typically obtained directly from data subjects through:
In certain circumstances, information may be obtained from publicly available sources or authorised third parties where permitted by law.
Personal information may be processed by trusted third party service providers such as regulators, auditors, professional advisers, technology vendors, software platforms or operational suppliers where required to deliver services or maintain business operations. Appropriate contractual and security safeguards are implemented where third parties process personal information on our behalf.
We implement reasonable technical and organisational measures designed to protect personal information against loss, unauthorised access, disclosure or misuse.
Personal information may be transferred outside the Republic of South Africa where operationally required.
This may occur where:
Where cross-border transfers occur, we take reasonable steps to ensure compliance with section 72 of POPIA by ensuring that the recipient is subject to adequate data protection standards or that appropriate safeguards, agreements or lawful grounds exist.
By submitting personal information through our website or subscribing to communications, data subjects acknowledge that such cross-border processing may occur.
Depending on the nature of our interaction, we may collect personal information including:
Certain information may be collected to comply with regulatory obligations, including anti-money laundering, financial sector compliance and governance requirements.
Personal information will be retained only for as long as necessary to fulfil the purpose for which it was collected or to comply with legal and regulatory obligations.
Retention periods may be influenced by requirements under financial services legislation, including FAIS record keeping obligations, tax legislation, anti-money laundering requirements and other statutory duties.
Data subjects have the right to:
Data subjects are not obliged to provide personal information. However, failure to provide required information may prevent us from delivering certain services or complying with legal obligations.
Where individuals subscribe to communications or mailing lists, personal information may be used to send electronic updates, newsletters or other communications relevant to our services.
Individuals may opt out of such communications at any time using the unsubscribe functionality included in electronic messages or by contacting us directly.
Any person may contact us using the details provided on our website to speak with our Information Officer or to submit queries or complaints relating to personal information.
Information Officer: info@mentenova.co.za
Data subjects also have the right to lodge a complaint with the Information Regulator of South Africa:
complaints.IR@justice.gov.za
www.justice.gov.za/inforeg/
By visiting our website, communicating electronically with us or submitting personal information, the data subject acknowledges and consents to the processing of personal information as described in this notice, including potential cross-border transfers where operationally required.